Ujwal Chaudhari

Lead Product Manager Visa · AI Agents & Agentic Commerce

I build at the intersection of payments and AI. Currently at Visa, leading product for AI Agents and Agentic Commerce. Previously Atlan (B2B SaaS) and EY, where I worked on fintech frameworks for 100M+ users.

Now

Shipping agent-initiated payments at Visa. Writing about credit-card economics and tinkering with small tools on the side.

Writing

04
Essay The Infrastructure Problem of Agentic Commerce — Ownership? 404
Part 4 of a 4-part series on Answer Engine Optimization for commerce. Part 1 covered discovery, Part 2 evaluation, Part 3 catalog curation.
2026
Essay The Curation Problem — Some Products Should Never See an Agent
2026
Note The Evaluation Problem — Weighted Composite Scoring
2026
Essay The Future of Credit Card Rewards
An analysis of evolving credit-card reward systems.
Jan 2025

Projects

02
Live
Is It Worth It?
A tool to help evaluate whether your big purchases are worth it.
worthit.ujw.al
Live
Stripe Pricing Calculator
Calculate and compare Stripe pricing options across plans and volumes.
stripepricingcalc.ujw.al

Experience

03
Lead Product Manager — AI Agents & Agentic Commerce
2022 — Now
Product Manager — B2B SaaS
2019 — 2020
Fintech frameworks for 100M+ users
2016 — 2018